img Business Loan

Helping Your Business
Thrive with Smarter
Financial Solutions

The Right Funding. The Right Time. Tailored for Your Business Growth.

Purchase Financing is a specialised funding solution that enables businesses to obtain immediate capital for purchasing inventory, raw materials, equipment, or other essential goods — covering procurement costs upfront while allowing repayment over a flexible period.

ZERO COLLATERAL
Financing Amount
COLLATRALE FREE

₹50L – ₹5Cr

24h
APPROVAL
650+
CIBIL
48h
DISBURSAL
AVAILABLE TYPES
Secured Unsecured MSME Short-Term Working Capital
Starting Interest Rate
14% p.a.
Tenure
Up to 5 Yrs
Approval Rate
94%
WHAT IS IT?

What is a Business Loan?

Empower your business with customised financing solutions designed to support expansion, equipment purchases, working capital requirements, and strategic growth initiatives. Our MSME Business Loans combine quick approvals, competitive terms, and flexible repayment schedules to help your business scale efficiently without disrupting cash flow.

₹5L–₹5Cr
LOAN RANGE
24h
APPROVAL TIME
14%+
STARTING RATE
60 Months
MAX TENURE
LOAN TYPES

Choose the Right Loan for Your Business

Secured Business Loan

Backed by collateral for higher loan amounts and lower interest rates. Ideal for large expansion plans.

Rate From 14% p.a.
Amount Up to ₹5 Cr

MSME Business Loan

Tailored for micro, small, and medium enterprises with simplified documentation.

Rate From 15% p.a.
Amount Up to ₹2 Cr
Features & Benefits

Key Features and Benefits

Purpose-built financing advantages that give your business a competitive edge.

Quick Access to Funds

Gain quick access to the capital required for essential business purchases, including inventory, equipment, raw materials, and supplies — helping you meet urgent operational needs while maintaining healthy cash flow.

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Flexible Repayments

Repay your business loan with flexible EMI options and customised tenures designed to align with your cash flow, ensuring greater financial flexibility and easier loan management.

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Instant Disbursement

Receive your sanctioned loan amount within 24–48 hours, giving your business fast access to the funds needed to manage operations, seize opportunities, and drive growth.

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Growth & Profitability

Unlock growth opportunities with flexible financing that enables you to expand operations, invest in your business, and increase profitability — without straining your existing financial resources or cash flow.

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Collateral-Free

Access unsecured business loans without pledging land, property, bank guarantees, or any other business collateral — enabling faster approvals, simpler documentation, and hassle-free financing for your business.

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Improved Working Capital Cycles

Benefit from competitive and transparent interest rates designed to keep your borrowing costs low, making business financing more affordable and supporting your long-term growth objectives.

PROCESS

How It Works

From application to funded account in as little as 48 hours.

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1

Apply Online

Complete our simple digital application in under 5 minutes from any device.

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2

Upload Documents

Submit KYC and financial documents securely via our portal — no physical paperwork.

3

Get Approved

Our credit team evaluates your application holistically within hours.

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4

Receive Funds

Funds credited to your account within 24–48 hours of final approval.

REQUIREMENTS

Eligibility & Required Documents

Straightforward criteria designed to get you funded with
minimal friction.

Eligibility

Basic criteria to qualify

A Minimum of 2 Years of Business Operation

650+ Credit Score

No EMI Defaults

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Identity & Business Docs

KYC and entity verification

  • Promoter's Aadhaar Card
  • Promoter's PAN Card
  • Business PAN Card
  • Business address proof
  • GST certificate
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Financial Documents

Statements and tax records

  • Bank statement – Last 6 months
  • Audited financial statements – Latest 3 years
  • ITR with computation of taxes – 3 Yrs
  • GST return (3B, GST R1) – last 4 qtrs
Start Your Application

Quick 5-minute online application · No obligation · Instant pre-approval

Get Funding For Your Business

Start your application today — approval in as little as 24 hours.